Licensed
NMLS #228108
About Debbie
Debbie Laney has been helping Colorado families find their way home for more than three decades. As a Mortgage Loan Originator with deep roots in the Colorado Springs community, Debbie brings a rare combination of expertise, warmth, and unwavering dedication to every client she serves.
With over 30 years of experience in the mortgage industry, Debbie has guided thousands of families through one of the most important financial decisions of their lives. Her approach is simple: treat every client like family, communicate honestly, and never stop advocating for the best possible outcome.
Debbie specializes in VA loans and has a deep personal commitment to serving active-duty military members, veterans, and their families. She understands the unique challenges military families face — from frequent relocations to navigating VA benefits — and she is honored to help those who have served our country achieve the dream of homeownership.
Based in Colorado Springs, Debbie works with Colorado Lending powered by Xpert Lending, offering a full suite of loan products including VA, Conventional, FHA, USDA, and refinancing options. Her boutique approach means you always work directly with Debbie — not passed off to a call center.
A Special Commitment
Growing up in a military family, Debbie understands firsthand the sacrifices, the moves, the uncertainty — and the profound pride — that comes with serving this country. A significant portion of her business has been built around serving active-duty service members, veterans, and their families. She doesn't just process VA loans. She honors the people behind them.
30+
Years of Experience
VA
Loan Specialist
"When you work with Debbie, you gain more than a loan officer. You gain a lifelong advocate who will be there for your next home, your refinance, and every milestone in between. That's what 'Clients for Life' truly means."
What Sets Debbie Apart
You work directly with Debbie from application to closing — no handoffs, no surprises.
A proud advocate for veterans and active-duty families, with deep expertise in VA loan benefits.
Decades of navigating Colorado's mortgage landscape means fewer obstacles and better outcomes for you.
Clear, straightforward guidance at every step — because you deserve to understand every decision.
Let's find the right loan for your family — together.