Licensing & Disclosures — Debbie Laney

Licensing Information

EQUAL HOUSING
LENDER

Equal Housing Lender

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Mortgage Advisor

Debbie Laney

Individual NMLS#228108

Company

Colorado Lending Ltd.
DBA of Xpert Home Lending Inc.

Company NMLS#2179191

Licensed Company Address

100 Highpoint Park Way, Suite 202
Braselton, GA 30517

NMLS Consumer AccessVerify Licensing

Verify on NMLS Consumer Access

You can verify the licensing status of Debbie Laney and Colorado Lending Ltd. DBA of Xpert Home Lending Inc. on the NMLS Consumer Access website — the official nationwide database of state-licensed mortgage companies, branches, and individuals.

NMLS Consumer Access

General Disclosures

This website is for informational purposes only and does not constitute an offer or commitment to lend. All loan applications are subject to credit approval, income verification, appraisal, and underwriting guidelines. Not all applicants will qualify. Loan programs, rates, terms, and conditions are subject to change without notice.

Debbie Laney is a licensed Mortgage Advisor. Colorado Lending Ltd. DBA of Xpert Home Lending Inc., NMLS #2179191, is a licensed mortgage company. Licensing is subject to the laws and regulations of each state in which business is conducted.

Interest rates and annual percentage rates (APR) are subject to change daily. Quoted rates are not guaranteed and are subject to change without notice until a rate lock is confirmed in writing. A rate lock does not guarantee final loan approval.

VA loans are available to eligible veterans, active-duty service members, and surviving spouses. Eligibility requirements apply. FHA loans are insured by the Federal Housing Administration. Conventional loans are not government-insured. Jumbo loans exceed conforming loan limits set by the Federal Housing Finance Agency (FHFA) and are subject to additional qualification requirements.

State Licensing & Disclosures

Placeholder — Insert Approved State Disclosures Below

The state-specific disclosure language below must be reviewed and approved by your compliance officer and/or Xpert Home Lending Inc. before publication. Insert the approved text for each state or jurisdiction in which this website is marketed. Do not publish unapproved language.

Colorado

[ Insert approved Colorado state-specific disclosure language here. Include Colorado Division of Real Estate license number(s) and any required state disclosures as approved by your compliance officer. ]

Additional States

[ Insert approved disclosure language for any additional states or jurisdictions in which this website is marketed, as approved by your compliance officer and Xpert Home Lending Inc. ]

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